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Oklahoma Life, Accident, and Health or Sickness Producer Exam
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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Questions and Answers
Which of the following provisions allows a person to temporarily give up a portion of their ownership rights to secure a loan?
The settlement option that allows proceeds to remain with the insurer and the earnings to be paid to the beneficiary on a monthly basis is called
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This is a state licensing exam that qualifies you to sell life insurance, accident insurance, and health or sickness coverage in Oklahoma.
If you want to become a licensed insurance producer in Oklahoma, this is the key exam for you.
It tests your knowledge of insurance principles, Oklahoma-specific laws, and ethical responsibilities regarding life, health, and accident insurance.
Yes, passing this exam is a mandatory step to earn your producer license for life, accident, and health insurance in Oklahoma.
Generally, this is for Oklahoma residents. However, non-residents with reciprocal agreements may apply through other channels.
The exam is computer-based, consisting of multiple-choice questions.
The exam typically includes around 150 multiple-choice questions, depending on the provider's latest guidelines.
You are given 2.5 hours to complete the test.
You must score 70% or higher to pass.
You need to bring a valid, government-issued photo ID.
Usually, a calculator is provided on-screen. Personal calculators are not allowed.
You can retake the exam after a waiting period, which is typically 24–72 hours.
There's no set limit, but you must pass within 12 months of completing your pre-licensing course.
Topics include life insurance basics, health insurance types, annuities, policy provisions, underwriting, ethics, and Oklahoma insurance laws.
Around 20–25% of the exam content is specific to Oklahoma regulations.
Yes, ethics and producer responsibilities are essential parts of the exam.
This exam focuses on life and health insurance, while the Property & Casualty exam centers on home, auto, and business insurance.
Not necessarily. Difficulty depends on your preparation; Oklahoma follows standard national guidelines with some state-specific content.
It protects consumers from excessive policy replacement by requiring specific disclosure and notice in the Exams4sure producer practice exam.
CA Life, Accident and Health or Sickness Examination
TESTED 14 Dec 2025
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