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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer
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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Questions and Answers
Which of the following provisions allows a person to temporarily give up a portion of their ownership rights to secure a loan?
The settlement option that allows proceeds to remain with the insurer and the earnings to be paid to the beneficiary on a monthly basis is called
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This is a state licensing exam that qualifies you to sell life insurance, accident insurance, and health or sickness coverage in Oklahoma.
If you want to become a licensed insurance producer in Oklahoma, this is the key exam for you.
It tests your knowledge of insurance principles, Oklahoma-specific laws, and ethical responsibilities regarding life, health, and accident insurance.
Yes, passing this exam is a mandatory step to earn your producer license for life, accident, and health insurance in Oklahoma.
Generally, this is for Oklahoma residents. However, non-residents with reciprocal agreements may apply through other channels.
The exam is computer-based, consisting of multiple-choice questions.
The exam typically includes around 150 multiple-choice questions, depending on the provider's latest guidelines.
You are given 2.5 hours to complete the test.
You must score 70% or higher to pass.
You need to bring a valid, government-issued photo ID.
Usually, a calculator is provided on-screen. Personal calculators are not allowed.
You can retake the exam after a waiting period, which is typically 24–72 hours.
There's no set limit, but you must pass within 12 months of completing your pre-licensing course.
Topics include life insurance basics, health insurance types, annuities, policy provisions, underwriting, ethics, and Oklahoma insurance laws.
Around 20–25% of the exam content is specific to Oklahoma regulations.
Yes, ethics and producer responsibilities are essential parts of the exam.
This exam focuses on life and health insurance, while the Property & Casualty exam centers on home, auto, and business insurance.
Not necessarily. Difficulty depends on your preparation; Oklahoma follows standard national guidelines with some state-specific content.
CA Life, Accident and Health or Sickness Examination
TESTED 12 Sep 2025
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