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Accident-and-Health-or-Sickness-Producer MarylandAccident and Health or Sickness Producer Series 20-24 Exam is now Stable and With Pass Result | Test Your Knowledge for Free

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Accident-and-Health-or-Sickness-Producer Practice Questions

MarylandAccident and Health or Sickness Producer Series 20-24 Exam

Last Update 1 day ago
Total Questions : 90

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Question # 11

All of the following services are covered under the Medicare Supplement preventive care benefit EXCEPT:

Options:

A.  

Immunizations

B.  

Hearing tests

C.  

Outpatient prescription vitamins

D.  

Routine physical examinations

Discussion 0
Question # 12

Pat owns a small business and is interested in enrolling her son in the Maryland Children’s Health Insurance Program. Which of the following is the MOST appropriate person for Pat to contact for enrollment?

Options:

A.  

A SHOP Exchange Navigator

B.  

The Maryland Insurance Commissioner

C.  

An Insurance Producer authorized to work in the SHOP Exchange

D.  

A certified Navigator or authorized Producer for the Individual Exchange

Discussion 0
Question # 13

All of the following are typical health maintenance organization (HMO) preventive care services provided by a primary care physician EXCEPT:

Options:

A.  

Well-baby checkups

B.  

Immunizations for children

C.  

Experimental surgery

D.  

Physical examinations

Discussion 0
Question # 14

If an individual’s occupation is considered to be illegal:

Options:

A.  

It must be stated as such on an accident and health insurance application

B.  

It may require a waiver on a disability income insurance policy

C.  

It may result in a denial of a disability income claim

D.  

It results in a substandard rating on an accident and health insurance policy

Discussion 0
Question # 15

All of the following are basic underwriting actions in accident and health insurance EXCEPT:

Options:

A.  

Rejecting applicants

B.  

Deleting uniform policy provisions

C.  

Issuing standard policies as applied for

D.  

Issuing policies with exclusion riders

Discussion 0
Question # 16

Pre-existing conditions include conditions of health that:

Options:

A.  

Are never insurable under any circumstances or degree of severity

B.  

Must exist before an applicant can be accepted by an insurer

C.  

Have been medically treated or diagnosed prior to the effective date of coverage

D.  

Develop after the effective date of the policy but before the expiration of the time limit on certain defenses

Discussion 0
Question # 17

Which type of Medicare Supplement information can be used without prior state approval?

Options:

A.  

Insurance company brochures

B.  

Radio announcements approved by the insurer

C.  

Television advertisements approved by the insurer

D.  

Government publications

Discussion 0
Question # 18

When a single major medical contract covers all medical expenses, the plan is considered to be:

Options:

A.  

Comprehensive

B.  

Limited

C.  

First-dollar

D.  

Supplemental

Discussion 0
Question # 19

Which expenses are covered by Medicare Part D?

Options:

A.  

Medical

B.  

Hospital

C.  

Prescription drug

D.  

Dental

Discussion 0
Question # 20

Medical charges that fall within the range of fees normally charged for a given procedure in a certain geographical area are called:

Options:

A.  

Reasonable and customary charges

B.  

Preapproved charges

C.  

Utilization charges

D.  

Scheduled charges

Discussion 0
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