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Free Advanced Skills for the Insurance Broker and Agent Practice Questions

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Exam style questions across every C131 domain

Last Update 3 days ago
Total Questions : 77

Start with our free C131 practice questions, carefully crafted to mirror the domains, phrasing, and difficulty of the real Chartered Insurance Professional (CIP) exam. Each C131 exam question comes with a detailed rationale that explains not just which answer is correct but why the others fall short. That's how concepts stick. Use the free set to benchmark yourself: identify your IIC weak domains, see where you're losing marks, and build a focused study plan in minutes.

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Question # 21

Annette, a new broker, is completing a wrap-up liability insurance application for a condominium development. Before finalizing the application, she asks a coworker to review it. Her coworker advises Annette that she has missed an important detail. What detail did Annette likely miss?

Options:

A.  

The architect needs to be named as the primary insured on the policy.

B.  

The application must include information about the construction of the parking garage.

C.  

The project owner must provide evidence of separate liability coverage to qualify for the policy.

D.  

The application needs to list all condominium developments currently under construction by the general contractor.

Discussion 0
Question # 22

Which phrase will best help an intermediary close a sale, after presenting the proposal to a client?

Options:

A.  

“Do you have any objections?”

B.  

“Which day would you like the payment plan to start?”

C.  

“Would you like to insure with our company?”

D.  

“How does our proposal compare to your current coverage?”

Discussion 0
Question # 23

A broker binds a property policy for a future date, and follows up for documentation. While reviewing documents the client sent, it is discovered that the property is actually used as a rooming house, and not a family home. Why does underwriting instruct that the policy be cancelled?

Options:

A.  

The broker did not complete an in-person home inspection.

B.  

The insurer already has too many rooming houses in their book of business.

C.  

The policy cannot be bound without proof of how the home is used.

D.  

The use of the home is a material fact that the client should have disclosed.

Discussion 0

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