Free Hawaii Life Producer Exam (InsHI_Life01 OPLife01) Practice Questions

Question # 31

At the date of issue, a Hawaii labor union group life insurance policy must generally cover at least:

Options:

10 members

15 members

20 members

25 members

Discussion 0

Question # 32

Persons insured under a group life insurance policy may make all of the following individuals the beneficiaries of their certificate EXCEPT:

Options:

their spouse

their child

a trust

a policyholder

Discussion 0

Question # 33

A corporation offers a $10,000 employee group Life policy and pays a $5 monthly premium for each covered employee. How much additional taxable income per employee MUST the corporation report?

Options:

All premiums paid in a year

Only premiums exceeding $50 a year

Only premiums exceeding $30 a year

No premium tax is required

Discussion 0

Question # 34

A Hawaii resident passes the Life insurance producer licensing examination but does not immediately apply for the license. The examination result is generally valid for:

Options:

6 months

1 year

2 years

5 years

Discussion 0

Question # 35

The purpose of a Policy Summary is to:

Options:

describe the issuing insurer to the insured

educate the client at the time of application about the types of insurance available

provide the conditional receipt

highlight the coverages, riders, and exclusions of the issued policy

Discussion 0

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Free Hawaii Life Producer Exam (InsHI_Life01 OPLife01) Practice Questions

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