Pre-Winter Sale Limited Time 65% Discount Offer - Ends in 0d 00h 00m 00s - Coupon code: 65pass65

Free NV Accident and Health Practice Questions

Exams4sure Dumps

Exam style questions across every InsNV_Health02 domain

Last Update 2 days ago
Total Questions : 130

Start with our free InsNV_Health02 practice questions, carefully crafted to mirror the domains, phrasing, and difficulty of the real Nevada Insurance exam. Each InsNV_Health02 exam question comes with a detailed rationale that explains not just which answer is correct but why the others fall short. That's how concepts stick. Use the free set to benchmark yourself: identify your Insurance Licensing weak domains, see where you're losing marks, and build a focused study plan in minutes.

InsNV_Health02 PDF

InsNV_Health02 PDF (Printable)
$54.25
$154.99

InsNV_Health02 Testing Engine

InsNV_Health02 PDF (Printable)
$59.5
$169.99

InsNV_Health02 PDF + Testing Engine

InsNV_Health02 PDF (Printable)
$74.55
$212.99
Question # 11

Group health policies MUST provide which of the following benefits?

Options:

A.  

Adult vision care

B.  

Adult dental care

C.  

Hospice care

D.  

Cosmetic surgery

Discussion 0
Question # 12

Which of the following benefits are usually EXCLUDED or limited under a Long Term Care policy?

Options:

A.  

Hospice care

B.  

Home health care

C.  

Skilled nursing

D.  

Addictive behavior rehabilitation

Discussion 0
Question # 13

Under a life insurance policy with a revocable beneficiary designation, who normally has the authority to change the beneficiary?

Options:

A.  

The insured, regardless of ownership

B.  

The beneficiary

C.  

The policyowner

D.  

The insurer

Discussion 0
Question # 14

Under a typical coordination-of-benefits rule, a child is covered under both parents’ group health plans. Which plan is generally primary when the parents are married and neither plan contains an exception?

Options:

A.  

The plan of the parent whose birthday falls earlier in the calendar year

B.  

The plan with the highest deductible

C.  

The plan that began most recently

D.  

The plan selected by the child each year

Discussion 0
Question # 15

An incorporated licensee who seeks to do business under a fictitious name is required to file a document about the name with the:

Options:

A.  

National Association of Health Underwriters

B.  

Nevada Insurance Commissioner

C.  

National Association of Insurance and Financial Advisors

D.  

Nevada Attorney General ' s office

Discussion 0
Question # 16

A producer receives a phone call from an insured who already has health insurance and now wants to buy an Accidental Death and Dismemberment (AD & D) policy. In this situation, the producer should take which of the following actions?

Options:

A.  

Mail the application to the prospect and request that the prospect complete it, sign it, and return it to the insurance company.

B.  

Fill out the application by phone interview with the prospect, and obtain the prospect ' s signature after the company approves the application.

C.  

Answer the routine application questions, meet with the prospect to obtain any additional information, and have the prospect sign the application.

D.  

Meet with the prospect, ask the prospect to complete the application, and have the prospect sign the application.

Discussion 0
Question # 17

Which of the following is NOT a preventive benefit for adults?

Options:

A.  

Skin cancer screening

B.  

High blood pressure screening

C.  

Physical therapy

D.  

Mammograms

Discussion 0
Question # 18

An employee’s group life coverage terminates because employment ends. During the applicable conversion period, the former employee dies before applying for an individual policy. What protection does Nevada group-life law provide?

Options:

A.  

The amount that could have been converted is payable under the group policy.

B.  

No benefit is payable because the employee did not submit an application.

C.  

Only any accumulated cash value is payable.

D.  

The employer must personally pay the former employee’s beneficiary.

Discussion 0
Question # 19

A long-term-care policy commonly becomes eligible to pay benefits when the insured is certified as chronically ill because the insured:

Options:

A.  

Cannot perform at least two activities of daily living without substantial assistance

B.  

Has missed one premium payment

C.  

Is unemployed for 30 days

D.  

Has reached age 65

Discussion 0
Question # 20

Which statement best describes a preferred provider organization (PPO)?

Options:

A.  

It requires all care to be obtained only from government hospitals.

B.  

It generally provides greater benefits when members use participating providers but may allow nonnetwork care at a reduced benefit level.

C.  

It pays only a fixed daily hospital benefit.

D.  

It has no deductible, coinsurance, or utilization-management features.

Discussion 0

Free Exams Sample Questions