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Free NewYorkIndependent General Adjuster (Series 17-70) Practice Questions

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Total Questions : 105

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Question # 11

Which is NOT a type of bond?

Options:

A.  

Obligee.

B.  

Court.

C.  

Performance.

D.  

Bid.

Discussion 0
Question # 12

Under the Businessowners Policy (BOP), business income loss coverage begins after a covered loss has occurred and continues for a MAXIMUM of

Options:

A.  

1 month.

B.  

3 consecutive months.

C.  

6 consecutive months.

D.  

12 consecutive months.

Discussion 0
Question # 13

A New York producer moved his/her office on April 1. The producer MUST inform the Superintendent of the address change no later than

Options:

A.  

May 1.

B.  

July 1.

C.  

October 1.

D.  

December 31.

Discussion 0
Question # 14

The National Flood Insurance Program (NFIP) policies cover

Options:

A.  

indirect financial loss.

B.  

property against all direct loss from a flood.

C.  

loss of use.

D.  

sewer backup into a dwelling.

Discussion 0
Question # 15

The liability section of a businessowners policy (BOP) covers which of the following?

Options:

A.  

Roof damaged by a windstorm.

B.  

Medical payments for injured employee.

C.  

Bodily injury suffered in an automobile accident.

D.  

Customer injured on the business premises.

Discussion 0
Question # 16

Under a Homeowners policy, which of the following is an insured location?

Options:

A.  

Cemetery plots of any insured.

B.  

Airport.

C.  

Office building.

D.  

Farmland.

Discussion 0
Question # 17

Which of the following is a disruption of a joint in which the bone ends are no longer in contact?

Options:

A.  

Fracture

B.  

Dislocation

C.  

Sprain

D.  

Strain

Discussion 0
Question # 18

Applicants for a New York public adjuster's license MUST file a bond on the condition that the applicant will faithfully perform the adjuster's duties under the license. The penal sum of the bond REQUIRED is

Options:

A.  

$250.

B.  

$500.

C.  

$1,000.

D.  

$10,000.

Discussion 0
Question # 19

A broken bone is the same as a

Options:

A.  

fracture.

B.  

dislocation.

C.  

sprain.

D.  

strain.

Discussion 0
Question # 20

A limit of insurance that determines the maximum amount that can be paid out annually is

Options:

A.  

a face amount.

B.  

a single limit.

C.  

an aggregate limit.

D.  

an occurrence limit.

Discussion 0

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