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Virginia-Life-Annuities-and-Health-Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 is now Stable and With Pass Result | Test Your Knowledge for Free

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Virginia-Life-Annuities-and-Health-Insurance Practice Questions

Virginia Life, Annuities, and Health Insurance Examination Series 11-01

Last Update 1 day ago
Total Questions : 150

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Question # 41

In long-term care insurance, the guarantee of insurability option provides the insured with the ability to:

Options:

A.  

Purchase additional insurance at a later date

B.  

Replace the policy at any time with one from a different insurer

C.  

Extend coverage under the policy for the insured’s lifetime

D.  

Keep the same premium for the entire contract period

Discussion 0
Question # 42

Which is an example of an endodontic service?

Options:

A.  

Crowns

B.  

Dentures

C.  

Root canals

D.  

Fillings

Discussion 0
Question # 43

When an HIV test is requested by a health insurer, who signs the consent form?

Options:

A.  

The applicant

B.  

The applicant’s physician

C.  

The insurance agent

D.  

The medical laboratory technician

Discussion 0
Question # 44

A health insurer must generally pay for all of the following types of claims EXCEPT:

Options:

A.  

Those incurred before termination of coverage

B.  

Those incurred after termination of coverage

C.  

Those less than $20 above the deductible amount

D.  

Those related to mental or nervous disorders

Discussion 0
Question # 45

All of the following factors influence the underwriting of group health insurance for an association EXCEPT:

Options:

A.  

The average age of the membership

B.  

Prior claims experience of the association

C.  

Marital status of the members

D.  

Type of trade or occupation of the association’s members

Discussion 0
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