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PA-Title-Insurance-Agent Pennsylvania Producers Examination for Title Insurance Series 16-10 is now Stable and With Pass Result | Test Your Knowledge for Free

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PA-Title-Insurance-Agent Practice Questions

Pennsylvania Producers Examination for Title Insurance Series 16-10

Last Update 3 days ago
Total Questions : 65

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Question # 11

An insurer fails to promptly provide a reasonable explanation for the denial of a claim as a general business practice. This is considered to be

Options:

A.  

an unfair insurance practice.

B.  

a contractual liability.

C.  

a violation of the grace period provision.

D.  

a fraudulent insurance act.

Discussion 0
Question # 12

The effective date on a title commitment is the date

Options:

A.  

the order was completed.

B.  

of the last recording on record.

C.  

the commitment is issued.

D.  

the public records were verified to.

Discussion 0
Question # 13

Which of the following can be licensed as a title insurance agent?

Options:

A.  

an approved attorney

B.  

an officer of a title company

C.  

an employee of a title company

D.  

a legal entity

Discussion 0
Question # 14

When issuing an Owner's policy, encumbrances should be shown as

Options:

A.  

an exception in Schedule

C.  

B.  

a requirement in Schedule B-I.

C.  

listed on Schedule B as an exception.

D.  

listed on Schedule A for informational purposes.

Discussion 0
Question # 15

Which of the following types of deeds provides the purchaser of real estate the greatest protection?

Options:

A.  

trustee's deed

B.  

general warranty deed

C.  

deed in trust

D.  

quitclaim deed

Discussion 0
Question # 16

A real estate interest that passes at death by operation of law to the surviving title holder is known as

Options:

A.  

joint tenancy.

B.  

tenancy in common.

C.  

real estate contract interest.

D.  

fee simple estate.

Discussion 0
Question # 17

Coverage under a loan policy remains effective

Options:

A.  

until the secured debt is satisfied.

B.  

until the property is sold.

C.  

until the lender assigns the mortgage.

D.  

during the life of the owner.

Discussion 0
Question # 18

Which property type includes all lands, man-made improvements, anything growing on the lands, as well as interests, or "rights," including future occupancy, reversion, and the use of surface and air space?

Options:

A.  

Real

B.  

Intangible

C.  

Personal

D.  

Tangible

Discussion 0
Question # 19

An insurer charges a higher premium for insurance because of someone's race, marital status, or age. This is an example of

Options:

A.  

rebating.

B.  

unfair discrimination.

C.  

illegal inducement.

D.  

unfair coercion.

Discussion 0
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