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Free Pennsylvania Producers Examination for Title Insurance Series 16-10 Practice Questions

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Exam style questions across every PA-Title-Insurance-Agent domain

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Total Questions : 65

Start with our free PA-Title-Insurance-Agent practice questions, carefully crafted to mirror the domains, phrasing, and difficulty of the real Pennsylvania Insurance Licencing (PAIN) exam. Each PA-Title-Insurance-Agent exam question comes with a detailed rationale that explains not just which answer is correct but why the others fall short. That's how concepts stick. Use the free set to benchmark yourself: identify your Insurance Licensing weak domains, see where you're losing marks, and build a focused study plan in minutes.

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Question # 1

Which of the following is considered an involuntary lien?

Options:

A.  

HELOC loan

B.  

deed restriction

C.  

a life estate reservation

D.  

federal tax lien

Discussion 0
Question # 2

Which property type includes all lands, man-made improvements, anything growing on the lands, as well as interests, or "rights," including future occupancy, reversion, and the use of surface and air space?

Options:

A.  

Real

B.  

Intangible

C.  

Personal

D.  

Tangible

Discussion 0
Question # 3

A waiver is defined as the

Options:

A.  

acceptance of terms of the policy.

B.  

intentional and voluntary giving up of a known right.

C.  

misrepresentation of a known right.

D.  

modification of a known right.

Discussion 0
Question # 4

Title is vested in Bill and Monica. The deed says nothing as to how they are to hold title or as to their marital status. They are NOT married to each other. The presumption is that

Options:

A.  

they are tenants in common.

B.  

they are tenants by the entirety.

C.  

the conveyance is void.

D.  

they are joint tenants with rights of survivorship.

Discussion 0
Question # 5

When a mortgagee's title insurance policy is issued and no owner's policy will be issued, a written waiver must be signed by the:

Options:

A.  

Mortgagor

B.  

Mortgagee

C.  

Title agent

D.  

Seller

Discussion 0
Question # 6

Which of the following is excluded from coverage in the standard owner's policy?

Options:

A.  

any law, ordinance, or governmental regulation without filed notice

B.  

any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage

C.  

recorded documentation on the title to real property without acknowledgment

D.  

lack of a right of access to and from the land

Discussion 0
Question # 7

Which of the following is NOT effective with a Quit Claim Deed?

Options:

A.  

Stops grantor from asserting rights.

B.  

Remove clouds on title.

C.  

Warranty of title.

D.  

Conveyance of title interest.

Discussion 0
Question # 8

An acknowledgment

Options:

A.  

states that a deed contains verified information.

B.  

is an authorization to convey property.

C.  

provides evidence that a signature is genuine.

D.  

is a signature on a deed.

Discussion 0
Question # 9

A deed to a lot in Greenacre is recorded. Two parties who are NOT married to each other are named as grantees. The deed does NOT mention any form of tenancy. How do the grantees hold title to the lot?

Options:

A.  

as tenants in common

B.  

as tenants at sufferance

C.  

as tenants by the entireties

D.  

as joint tenants

Discussion 0
Question # 10

An insurance licensee must do all of the following in order to renew an insurance license EXCEPT

Options:

A.  

hold active insurer appointment(s).

B.  

submit to the department a completed renewal form.

C.  

pay the required renewal fee.

D.  

complete the continuing education requirements, if applicable.

Discussion 0

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