Spring Sale Limited Time 65% Discount Offer - Ends in 0d 00h 00m 00s - Coupon code: 65pass65

OH-Life-Agent-Series-11-44 OHIO Life Insurance Agent Series 11-44 is now Stable and With Pass Result | Test Your Knowledge for Free

OH-Life-Agent-Series-11-44 Practice Questions

OHIO Life Insurance Agent Series 11-44

Last Update 1 day ago
Total Questions : 105

Dive into our fully updated and stable OH-Life-Agent-Series-11-44 practice test platform, featuring all the latest OHIO Life Insurance exam questions added this week. Our preparation tool is more than just a Ohio Department of Insurance study aid; it's a strategic advantage.

Our free OHIO Life Insurance practice questions crafted to reflect the domains and difficulty of the actual exam. The detailed rationales explain the 'why' behind each answer, reinforcing key concepts about OH-Life-Agent-Series-11-44. Use this test to pinpoint which areas you need to focus your study on.

OH-Life-Agent-Series-11-44 PDF

OH-Life-Agent-Series-11-44 PDF (Printable)
$43.75
$124.99

OH-Life-Agent-Series-11-44 Testing Engine

OH-Life-Agent-Series-11-44 PDF (Printable)
$50.75
$144.99

OH-Life-Agent-Series-11-44 PDF + Testing Engine

OH-Life-Agent-Series-11-44 PDF (Printable)
$63.7
$181.99
Question # 1

Contributions made to a Roth IRA are

Options:

A.  

partially tax deductible.

B.  

not tax deductible.

C.  

only tax deductible at age 50 or older.

D.  

tax deductible at retirement.

Discussion 0
Question # 2

Generally, rates charged for Insurance may NOT be

Options:

A.  

discriminatory.

B.  

cost prohibitive.

C.  

excessive, inadequate, or unfairly discriminatory.

D.  

different for persons withdiffering risk profiles.

Discussion 0
Question # 3

A policyowner may choose to have his/her life insurance policy dividends do all of the following EXCEPT

Options:

A.  

reduce the policy premium.

B.  

accumulate without interest.

C.  

be paid to the policyowner in cash.

D.  

purchase additional insurance protection.

Discussion 0
Question # 4

An agent's actions or deeds demonstrate what kind of authority?

Options:

A.  

apparent

B.  

delegated

C.  

express

D.  

inherent

Discussion 0
Question # 5

An accelerated death benefit

Options:

A.  

pays an additional benefit if the policyholder dies as a result of an accident.

B.  

allows the policyowner to sell their policy to a third party.

C.  

pays a portion of the face amount when a policyowner Is determined to be terminally ill.

D.  

pays only in the event of an accident resulting in death.

Discussion 0
Question # 6

The PRIMARY reason for purchasing life Insurance Is to provide

Options:

A.  

death benefits.

B.  

college tuition.

C.  

retirement Income.

D.  

safety of principal.

Discussion 0
Question # 7

What law do all Insurers and their agents need to comply with In regards to Information being obtained from a third party concerning the applicant?

Options:

A.  

Dodd Frank Act

B.  

McCarran-Ferguson Act

C.  

Fair Credit Reporting Act

D.  

Unauthorized Insurers Service of Process Act

Discussion 0
Question # 8

To avoid tax consequences, a rollover from a Traditional IRA to another IRA MUST be done within

Options:

A.  

30 days.

B.  

45 days.

C.  

60 days.

D.  

90 days.

Discussion 0
Question # 9

Under Ohio insurance laws, what must a licensee do prior to operating under an assumed business name?

Options:

A.  

notify the superintendent

B.  

notify all prospective insureds

C.  

obtain approval from the insurer

D.  

notify the National Association of Insurance Commissioners

Discussion 0
Question # 10

Which of the following dividend options is taxable?

Options:

A.  

1-year term.

B.  

Paid up additions.

C.  

Return of premium.

D.  

Accumulation at interest.

Discussion 0
Get OH-Life-Agent-Series-11-44 dumps and pass your exam in 24 hours!

Free Exams Sample Questions