Summer Sale Limited Time 65% Discount Offer - Ends in 0d 00h 00m 00s - Coupon code: 65pass65

AFP-Exam-1 Applied Financial Planning Certification Exam 1 (AFP) is now Stable and With Pass Result | Test Your Knowledge for Free

Exams4sure Dumps

AFP-Exam-1 Practice Questions

Applied Financial Planning Certification Exam 1 (AFP)

Last Update 4 days ago
Total Questions : 117

Dive into our fully updated and stable AFP-Exam-1 practice test platform, featuring all the latest Canadian Securities Course exam questions added this week. Our preparation tool is more than just a CSI study aid; it's a strategic advantage.

Our free Canadian Securities Course practice questions crafted to reflect the domains and difficulty of the actual exam. The detailed rationales explain the 'why' behind each answer, reinforcing key concepts about AFP-Exam-1. Use this test to pinpoint which areas you need to focus your study on.

AFP-Exam-1 PDF

AFP-Exam-1 PDF (Printable)
$54.25
$154.99

AFP-Exam-1 Testing Engine

AFP-Exam-1 PDF (Printable)
$59.5
$169.99

AFP-Exam-1 PDF + Testing Engine

AFP-Exam-1 PDF (Printable)
$74.55
$212.99
Question # 31

Samantha is meeting with a financial planner for the first time, seeking help with both investing and debt management. She's finding it hard to get ahead because she recently graduated with student debt, started a new career in her field, and is adding credit card debt each month. What recommendation should the financial planner propose?

Options:

A.  

Samantha should eliminate her credit card and use her debit card for purchases.

B.  

Samantha should set up automatic RRSP payroll deductions.

C.  

Samantha should review her budget.

D.  

Samantha should prioritize reducing her student loan debt.

Discussion 0
Question # 32

Clara invested $150,000 with Roper Counsel, a member of CIRO. Her portfolio consists entirely of Canadian mutual funds. Roper Counsel recently became insolvent and declared bankruptcy. Where can Clara seek help to recover her financial losses due to this event?

Options:

A.  

Office of the Superintendent of Financial Institutions.

B.  

MFDA Investor Protection Corporation.

C.  

Assuris.

D.  

Canadian Investor Protection Fund.

Discussion 0
Question # 33

A retiree holds most of her investments in interest-bearing GICs inside a non-registered account while her TFSA is invested in cash. She has unused TFSA room and wants to improve after-tax efficiency without increasing total portfolio risk materially. What should the planner consider?

Options:

A.  

Holding more interest-bearing assets inside the TFS

A.  

B.  

Moving all assets into speculative equities.

C.  

Withdrawing RRIF minimums and gifting them immediately.

D.  

Borrowing to invest in the non-registered account.

Discussion 0
Question # 34

Which asset is most likely to flow through a deceased person’s estate rather than pass automatically outside the estate?

Options:

A.  

Asset held as joint tenants with right of survivorship.

B.  

Asset owned as tenants in common.

C.  

Life insurance with a named beneficiary.

D.  

RRSP with a named spouse as beneficiary.

Discussion 0
Question # 35

Mina has $20,000 in a savings account earning 3% before tax. She also has a $9,000 credit card balance at 22%, a $7,000 unsecured line of credit at 10%, and a $14,000 car loan at 4%. Her marginal tax rate is 35%. Which liability should she target first?

Options:

A.  

Car loan.

B.  

Credit card balance.

C.  

Unsecured line of credit.

D.  

No debt; keep all funds in savings.

Discussion 0
Get AFP-Exam-1 dumps and pass your exam in 24 hours!

Free Exams Sample Questions