CA-Life-Accident-and-Health Practice Questions

A.  

pain relief.

B.  

symptom control.

C.  

family counseling.

D.  

rehabilitation therapy.

A.  

the numbers in the tables are based on past experience.

B.  

the theory of probability is applied to numbers in the tables.

C.  

the tables track a group of people from the year they were born until they all die.

D.  

actuaries use the tables to predict the number of deaths among a given number of people at a given age.

A.  

recognizing that his driving skills are deteriorating and therefore increasing the liability limits of his auto policy.

B.  

sensing the chance of a lawsuit and therefore giving his pet Bengal tiger to a local zoo.

C.  

never leaving his house after dark.

D.  

never flying in airplanes.

A.  

misdemeanor charges filed, not resulting in a conviction.

B.  

an administrative action regarding a professional or occupational license.

C.  

a misdemeanor or felony conviction or a filing of felony criminal charges in state or federal court.

D.  

any admission, or judicial finding or determination, of fraud, misappropriation or conversion of funds, misrepresentation, or breach of fiduciary duty.

A.  

prescription drugs.

B.  

laboratory services.

C.  

adult dental coverage

D.  

maternity and newborn care.

A.  

10%

B.  

20%

C.  

25%

D.  

50%

A.  

guaranteed insurability provision.

B.  

waiver of premium provision.

C.  

reinstatement provision.

D.  

grace period provision.

A.  

costs covered by medical expense insurance.

B.  

noncovered medical expenses.

C.  

out-of-pocket payments.

D.  

incidental costs.

A.  

An amendment.

B.  

A policy provision.

C.  

An implied warranty.

D.  

An express warranty.

A.  

Members pay fixed monthly fees to the HMO.

B.  

Members receive care from providers in the HMO network.

C.  

Out-of-pocket expenses are limited as long as the network is utilized.

D.  

Members pay higher monthly fees when out-of-network providers are utilized.