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Free CA Life, Accident and Health or Sickness Examination Practice Questions

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Exam style questions across every CA-Life-Accident-and-Health domain

Last Update 2 days ago
Total Questions : 155

Start with our free CA-Life-Accident-and-Health practice questions, carefully crafted to mirror the domains, phrasing, and difficulty of the real Life, Accident, and Health exam. Each CA-Life-Accident-and-Health exam question comes with a detailed rationale that explains not just which answer is correct but why the others fall short. That's how concepts stick. Use the free set to benchmark yourself: identify your Insurance Licensing weak domains, see where you're losing marks, and build a focused study plan in minutes.

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Question # 41

It is considered an unfair method of competition for an agent to advertise that the insurer the agent is appointed with is

Options:

A.  

highly rated by

A.  

M. Best Company.

B.  

an admitted insurer in the state of California.

C.  

a member of the Insurance Guarantee Association.

D.  

fully authorized by certification to sell insurance.

Discussion 0
Question # 42

According to the California Insurance Code, an insurance policy must specify all of the following EXCEPT the

Options:

A.  

financial rating of the insurer.

B.  

property or life being insured.

C.  

risks insured against.

D.  

policy period.

Discussion 0
Question # 43

Which statement about Medicare is NOT correct?

Options:

A.  

Medicare Part A covers hospital care.

B.  

Medicare Part C covers long-term care.

C.  

Medicare Part B covers physician services.

D.  

Medicare is a federal health insurance program.

Discussion 0
Question # 44

Insurance solicitation includes all of the following activities EXCEPT

Options:

A.  

coverage and rate quotations.

B.  

bulk mailings introducing an agency.

C.  

recommending other insurance products.

D.  

publishing a newspaper in which one of the advertisers is an insurance agent.

Discussion 0
Question # 45

The conversion privilege allows a terminated employee to convert

Options:

A.  

an annuity into group life insurance.

B.  

group life insurance into an annuity.

C.  

permanent insurance into term insurance.

D.  

term insurance into permanent insurance.

Discussion 0
Question # 46

Which of the following coverages is NOT one of the three traditional benefits of a group basic medical expense plan?

Options:

A.  

Hospital expense.

B.  

Surgical expense.

C.  

Private nursing expense.

D.  

Physician's visit expense.

Discussion 0

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