Free CA Life, Accident and Health or Sickness Examination Practice Questions

A.  

Utmost good faith.

B.  

Insurable interest.

C.  

Contract of adhesion.

D.  

Reasonable expectations.

A.  

eye surgery.

B.  

contact lenses.

C.  

eyeglass frames.

D.  

eye examinations.

A.  

Family policy.

B.  

Joint life policy.

C.  

Survivorship policy.

D.  

Universal life policy.

A.  

the probability that illustrated nonguaranteed scenarios will occur.

B.  

a label that identifies it as an illustration.

C.  

insurer's policy name and form number.

D.  

name and address of the producer.

A.  

Only pure risks are insurable.

B.  

Only speculative risks are insurable.

C.  

Both pure and speculative risks are insurable.

D.  

Neither pure nor speculative risks are insurable.

A.  

The patient submits expenses to Medicare.

B.  

The medical provider submits expenses to Medicare.

C.  

The medical provider submits expenses to the patient.

D.  

Medicare submits expenses to the Medicare supplement provider.

A.  

pay the premium.

B.  

fill out the required forms.

C.  

supply evidence of insurability.

D.  

apply within 31 days of termination.

A.  

The insured ceases to receive benefits.

B.  

The insured must apply for Social Security benefits.

C.  

The insured must apply for individual health coverage.

D.  

The insured receives benefits from the terminated plan.

A.  

Reduced term insurance.

B.  

Extended term insurance.

C.  

Reduced paid-up insurance.

D.  

Extended paid-up insurance.

A.  

Insurer financial rating.

B.  

Policy exclusions.

C.  

Additional coverages.

D.  

Risks insured against.