Insurance Legal and Regulatory (IF1) Exam
Last Update 3 days ago
Total Questions : 100
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Under a coinsurance arrangement, who is ultimately responsible for payment of an agreed claim?
Sunita suffers a loss and makes a claim under her household contents insurance policy. When must insurable interest exist for her claim to be valid?
How would an employee benefit directly from her employer's business interruption insurance if its factory was forced to close temporarily due to flood damage?
How do an insurer's subrogation rights differ, if at all, between a theft policy and a personal accident policy?
What type of reduction is sometimes applied to the replacement cost of an item under an insurance policy claim in order to reflect the application of indemnity?
Michael, an insurance company employee, strongly suspects that a recent transaction involved money laundering but decides NOT to report his suspicions to anyone. How is this treated under the current Money Laundering Regulations?
The accident record for a printworks show that for every one major injury, there have been 30 minor incidents and 900 non-injury events reported. How would major work injuries be classified in relation to frequency and severity?
From April 2019. a small company with nine employees is in dispute with its insurer and wishes to refer the matter to the Financial Ombudsman Service (FOS). The FOS is only permitted lo deal with the dispute if the insured's turnover does NOT exceed
Julie has cancelled her trip to tlaly as she has broken her leg. Which type of insurance policy is specifically designed to compensate Julie for any cancellation charges she has incurred?
What is the basis of settlement under a new for old insurance policy if a television is stolen?
It is important to ensure the fair treatment of customers in order to comply with rules set by the
TESTED 04 May 2024
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